Whether for yourself or for your teenage drivers, roadside insurance is something that many car owners think about. You never know when you will find yourself stranded on the side of the road in need of automotive repair or intervention. But is insurance coverage for roadside assistance service really necessary? After all, there are roadside assistance companies that operate on a 24 hour basis in virtually all counties in the state.
Continue reading to learn what you need to know about roadside insurance coverage, including what it is, what it does, and whether or not you need it in Indiana.
Roadside Assistance Insurance
Roadside assistance insurance coverage is just that; insurance coverage for roadside repairs and support. As a beneficiary, you would have a separate insurance policy for such services, or it can be supplemental to your existing policy. Either way, it is coverage that you must pay extra for on top of your existing cost of coverage.
So how much does roadside assistance coverage generally cost? The answer is not so straightforward. The cost of such coverage depends on various factors, namely the extent of coverage you choose. Other factors include your insurance carrier, driving history, make and model car, age, and more. Check with your insurance carrier to learn your options for roadside assistance coverage and pricing.
The most obvious benefit of having roadside assistance insurance is the fact that you will never have to worry about being stranded in your car in the middle of nowhere. It also provides peace of mind knowing that you and your loved ones are protected and supported at all times when on the road, regardless of time or day. Such assistance will help when you lock your keys in the car, run out of gas, get a flat tire, get stuck in a ditch, wreck and need a tow, and much more.
But Do You Need It?
The question of whether or not you need roadside assistance coverage all depends on your personal lifestyle and preferences. If you are frequently traveling long distances, or have a time-restricted schedule, a roadside assistance plan might make financial sense. Also, if you have teen drivers, a policy like this can give you great peace of mind. But for most others, a roadside assistance policy is not always cost-effective. It may be financially wiser to simply outsource Indianapolis roadside assistance services in the rare times that you need it.
24 Hour Roadside Assistance in Indianapolis
Call Zore’s Towing at 317-247-8484 for 24 hour roadside assistance and towing services in Indianapolis and throughout Central Indiana. Our friendly staff is waiting by the phones, ready to help you get back on the road, safe and sound. We operate 24 hours a day, 7 days a week, and 365 days a year, so you can always count on us. Request a free estimate, today.